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10 Florida Home Buying Tips

10 Florida Home Buying Tips
  1. realestateonstgeorgeislandfloridaBe an Informed Buyer – Don’t just buy a house because it’s pretty or it’s the right location. Talk to the people in the area. Steve Harris is a great source for information about St. George Island, Florida and the surrounding area. He can introduce you to your potential new neighbors and show you the many points of interest on St. George Island.
  2. Get Pre-Approved for a Mortgage – By getting pre-approved, you will absolutely know how much house you can afford. Ask Steve Harris about closing costs and other things, so you will know your total costs and monthly payment prior to closing the deal.
  3. Find a Trusted Realtor – It’s very important to find a Realtor who is right for you. If you want to find out more about Steve, click here. If you want to know what people say about Steve Harris, click here.
  4. Make a Fair Offer – The offer should be based on previous sales in the area during the last six months. Steve Harris can help you to understand this process.
  5. Stay away from short sales!  The only reason to purchase a house that is a short sale is if you cannot find any other property that will satisfy you.  Short sales are time consuming and frustrating for the buyer and can take more than two years to close.  Steve Harris has handled many short sales and knows how frustrating it can be for his buyers.
  6. Our market is now at about 40% of its high value in 2005.  While there are great deals to be found one should not expect to get a property at 50% of the listing price because the sellers have already absorbed the market decline.
  7. Renting your home is a great way to help offset the cost of owning a second home in Florida and Steve Harris can put you in touch with local rental agencies.
  8. Many good deals on homes in this market are negotiated from straight sales.  Do not become fixated on searching for distressed properties.
  9. Try to be focused on exactly what you want.  Your search will be more effective and a more pleasant experience if you can decide ahead of time what kind of property you want to purchase.  Beachfront; Bayfront; Middle of Island?
  10. Listen to Steve Harris.  “One of my very recent clients commented after his closing that the only unpleasant part of the process was when he didn’t follow my advice!”

To get started finding your new home on St. George Island and Florida’s Forgotten Coast call Steve Harris at 866-927-1971.

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The Naumann Group Real Estate, Inc.
139 W. Gulf Beach Drive
St. George Island, FL 32328

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Stephen Harris, MBA, ABR, RRS, REALTOR® • Broker Associate BK3027457
The Naumann Group Real Estate, Inc. • License CQ1012725, BO2028919

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